709590 | Switzerland TOP Invest in 2 Banks , Both are conne

Switzerland TOP Invest in 2 Banks , Both are connected to SWIFT and have the possibility to make payments in USD Headquarter is located in Lugano and in Headquarter is located in Geneva.

Banks in Switzerland for sale.

Switzerland TOP Invest in 2 Banks , Both are connected to SWIFT and have the possibility to make payments in USD Headquarter is located in Lugano and in Headquarter is located in Geneva.

Option 1.

Tier 1 Swiss bank for sale.

Client base: private and institutional clients.

Headquarter is located in Lugano.

Bank serves private banking, asset management, acts as broker of fixed income securities, could provide services regarding trade finance.

Bank holds commodity trading entities with financing of commercial transaction (trading of metals).

Lending is included in bank’s authorizations.

Bank is under individuals supervision and ownership.

Equity of shareholders – 70 mln CHF.

AuM – 2 bn CHF.

Loans of customers – 175 mln CHF.

Operating income – 17 mln CHF.

FTE – approximately 80.

Price – 57.750.000,-

Option 2.

Tier 2 Swiss bank for sale.

Bank has been working since 1980s.

Client base is from Switzerland and Middle Eastern.

Headquarter is located in Geneva.

Bank serves investment advisory services for private clients. Commercial banking includes the provision of documentary credit instruments.

Lombard loans (mortgages) are allowed by banking license.

Equity of shareholders – 75 mln CHF.

AuM – 1 bn CHF.

Loans of customers – 100 mln CHF.

Operating income – 5 mln CHF.

FTE – approximately 30.

Price – €52.5 mln.

Option 1&2: Capital requirements 

Both can reduce 10-20 million of equity. Target 2 is more likely to reduce. Target 1 is also quite flexible, and it is possible to reduce it to 20-25 million. But it will depend on the regulator. Often you cannot quickly reduce it from 70 to 25. It should be done gradually, maybe the first time from 70 to 50, and then from 50 to 20-25.  

Option 1&2: Additional information regarding the licenses

Both banks have a full banking license. If some services are not offered yet, you will need to show the regulator that you have a new service under control. If you want to do more investments, you need to show in your business plan that you have every expertise covered for the type of investment you want to do. There is no additional license needed for investments.

Both can do stocks, bonds, private equity (less). Target 1 is doing quite a lot in trade finance. Both are not very much into the private equity sector.

Option 1&2: SWIFT (IBAN) connection

Both are connected to SWIFT and have the possibility to make payments in USD.

Option 1&2: Debit or Credit cards

They have some solution that allows issuing a debit and credit card, but it is not the focus of the bank.

Option 1&2: Crypto services

Target 1 claimed that they have everything in place for crypto service offerings. So, it definitely works with crypto and offers services for its clients in the crypto space. They most likely cooperate with KYC provider and work with the market directly. They are also connected with a few exchanges.

Target 2 does not have any crypto-related activities. But they have plans to work with crypto in the future, and management is also ready to help if needed.

Option 3.

All details are available after NDA signing, KYC package of the buyer (passport and proof of funds). 

Or all together Option 1= Price – 57.750.000,- Option 2 Price  €52.5 mln. Option 3 Price € 36.750.000,-   ALL € 147,-M         

• Direct buyers or representatives only.  
• Due to utmost privacy, DD and detailed information would be provided only to qualified buyers who sign NDA and can POF to make sure we keep our properties exclusive to potential buyers.
• We can provide only limited information.
•  
• Required To Make An Offer & For Financials:
  1. Signed NDA
  2. Letter Of Intent
  3. POF